This tool is for people who have been offered a Health Reimbursement Arrangement (HRA) by an employer to help pay for health insurance for 2022. If you are offered certain types of HRAs, you may not qualify for a tax credit to help purchase a Covered California plan. This tool will help you determine how the HRA you're offered affects your eligibility for a tax credit and what to do next.
There are several types of HRAs, and only some of them require you to use this tool. If your HRA requires use of this tool, you should have received a clear written notice from your employer explaining the terms of the HRA. You will need that notice, along with information to help estimate your 2022 household income, when you are ready to use this tool.
You have been offered one of the following HRAs that can be used to help buy a health insurance plan on your own:
(One of these terms will appear on the notice from your employer.)
Your employer has only offered you one or more of the following: